Steve Purdy
CLU, ChFC, CLTC
President
90 Whitewood Road • Suite 5 • Charlottesville, VA 22901
(434) 979-7588 • Fax (434) 979-7580
Email: steve.purdy@innovativeinsure.com
www.innovativeinsure.com
Terry Addington, Customer Service Rep.
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Up Front, Quick Hits, and Snap Shots
83% of Americans said they are likely to learn more about financial topics in 2010.
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When Investing Pays Dividends
Typically, stocks that pay a portion of earnings to shareholders in the form of dividends are not considered to be superstars of the stock market.
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Bond Funds: How Much Is Too Much?
In 2009, the amount of money invested in equity mutual funds remained relatively flat while inflows to bond funds set record highs.
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Save the Date
It has been said that wisdom comes with age. However, as a counterpoint, someone once said, “Sometimes age just shows up all by itself.”
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2010 Emerald.

*Securities offered through American Portfolios Financial Services, Inc. Member FINRA, SIPC, MSRB