Steve Purdy
CLU, ChFC, CLTC
President
90 Whitewood Road • Suite 5 • Charlottesville, VA 22901
(434) 979-7588 • Fax (434) 979-7580
Email: steve.purdy@innovativeinsure.com
www.innovativeinsure.com
Terry Addington, Customer Service Rep.
  February 2012 Home   |   Contact Us   |   Sign Up
Up Front, Quick Hits, and Snap Shots
$19,393: Annual cost of health care for a typical family of four in 2011 (including employer and employee expenses) — more than double the cost in 2002.
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Diving into Dividends
Dividends have traditionally been considered a source of income, but they can also be a powerful way to help build savings.
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Where There’s a Will, There’s a Way
When U.S. congressman and former entertainer Sonny Bono died in a skiing accident in 1998, he died intestate — without a valid will. More than a decade later, his heirs were still contesting his estate.
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Made in the USA
Although it’s common to see the label “Made in China” on goods in American stores, you may be surprised to learn that Chinese imports accounted for only 2.7% of personal expenditures by U.S. consumers in 2010.
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avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2012 Emerald Connect, Inc.

*Securities offered through American Portfolios Financial Services, Inc. Member FINRA, SIPC, MSRB